Ingredients:

• 2 teaspoons chili powder
• 1 (16-ounce) can spicy fat-free refried beans
• 1/3 cup chunky medium salsa
• 1 (8-ounce) container plain fat-free or low-fat yogurt
• 1 cup finely chopped iceberg lettuce
• 1 cup shredded reduced-fat Mozzarella cheese
• 1 cup shredded reduced-fat Cheddar cheese
• 1 tomato, seeded and chopped
• 1/3 cup sliced green onion, including tops
• 2 tablespoons chopped black olives

Directions:
Stir chili powder into beans and spread evenly onto a clear pie dish. Spread yogurt over the bean dip, then spread the salsa over the yogurt, leaving a narrow border around each layer’s edge. Scatter lettuce over yogurt mixture. Sprinkle Mozzarella and Cheddar cheese over lettuce and top with tomato, green onion and olives.

Suggested servings: Serve with baked tortilla chips or an assortment of sliced vegetables such as carrots, celery and cucumber.

Note: May substitute Mexican-blend cheese for the Mozzarella and Cheddar, if desired.

Nutrition facts per serving:
 

Calories	180
Total Fat	4.5 g
Saturated Fat	3 g
Cholesterol	15 mg
Sodium	350 mg
Calcium	30% Daily Value
Protein	11 g
Carbohydrates	14 g
Dietary Fiber	3 g